Portfolios

Separate Account Individual Stock Management

This portfolio of individual stocks, individual bonds, cash and alternative investments is designed specifically for the needs of the high net worth investor. Mutual Funds and Exchange-Traded Funds may be used as well, where the manager deems appropriate. The manager creates a portfolio based upon the investor’s risk tolerance, liquidity needs, time horizon, tax considerations and other factors. The portfolio offers additional features over and above investment management that can be utilized by each client who has a particular, specific need, including but not limited to, cash management, tax management, restriction of holdings because of concentrated positions outside of the account, etc.
Typical Allocations: 0-100% Equity 0-100% Fixed Income/Cash 0-25 % Alternative Investments

Sowell Flagship Equity Growth Portfolio. Objective: To provide total returns by maximizing growth potential without regard for current income. This investment strategy purchases common stocks of domestic and international companies we have determined to be priced at a discount to fair market value, and sells when those stocks reach our assessment of fair value. This philosophy is referred to as GARP - "Growth-At-A-Reasonable-Price" and seeks to invest in both growth and value components of common stocks. At least 80% of the portfolio is invested in common stocks of companies with large-capitalizations (currently over $3 billion), and also allows for purchases of some small and mid-size company stocks in the remainder of the portfolio. This portfolio is appropriate for investors with a time horizon of ten years or greater. Risk level is considered to be aggressive.
Typical Allocation: 70-100% Equity 0-30% Cash

Asset Management Portfolio (AMP) Program
Our investment planning program involves researching and selecting a mix of mutual funds, Exchange-Traded Funds and other investment products using our own proprietary process. We screen potential fund investments on key criteria, including, but not limited to:

Fund objectives and investment styles
Superior performance relative to fund peer groups over a number of years
Asset size providing liquidity and maneuverability
Consistent fund management
Relatively low expense ratios after investments are selected for a portfolio, we monitor your account closely to ensure that each fund continues to be aligned with the portfolio’s specific needs while enhancing its return.

Portfolio Models include:

Sowell Aggressive Growth. Objective: To obtain long-term capital appreciation without regard for current income. The portfolio will be invested in allocations of domestic and international equity funds, alternative investments and money market funds. This portfolio is appropriate for investors with a time horizon of ten years or greater. Risk level is considered to be aggressive.
Typical Allocation: 80-100% Equity 0-15% Fixed Income/Cash 0-20% Alternative Investments

Sowell Global Growth. Objective: To provide long-term capital appreciation. The portfolio is invested in diversified allocations of domestic and international equity and bond funds (with a bias toward foreign), alternative investments and money market funds. This portfolio is designed for investors seeking long-term growth with moderate risk and is appropriate for investors with a time horizon of seven to ten years. Risk level is considered to be moderately aggressive.
Typical Allocation: 70-80% Equity 10-20% Fixed Income/Cash 10-25% Alternative Investments

Sowell Growth. Objective: To obtain long-term capital appreciation. The portfolio is invested in diversified allocations of domestic and international equity and bond funds, alternative investments and money market funds. This portfolio is designed for investors seeking long-term growth with moderate risk and is appropriate for investors with a time horizon of seven to ten years. Risk level is considered to be moderately aggressive.
Typical Allocation: 70 - 80% Equity 10 - 20% Fixed Income/Cash 10 -25% Alternative Investments

Sowell Balanced. Objective: To produce moderate growth of capital with a secondary objective of current income. Under normal market conditions, the portfolio will be invested in diversified allocations of domestic and international equity and bond funds, alternative investments and money market funds. This portfolio is appropriate for investors with a time horizon of five to seven years. Risk level is considered moderate.
Typical Allocation: 50-60% Equity 25-35% Fixed Income/Cash 10-20% Alternative Investments

Sowell Conservative. Objective: The primary objective of this portfolio is to produce current income with an equally important objective of moderate growth of capital. Under normal market conditions, the portfolio will be invested in diversified allocations of domestic and international equity and bond funds, alternative investments and money market funds. This portfolio is appropriate for investors with a time horizon of five years. Risk level is considered to be moderate.
Typical Allocation: 35-45% Equity 40-50% Fixed Income/Cash 10-15% Alternative Investments

Sowell Income & Growth. Objective: To produce current income with a secondary goal of minimal to moderate growth of capital. Under normal market conditions, the portfolio will be invested in diversified allocations of domestic and international equity and bond funds, alternative investments and money market funds. This portfolio is appropriate for investors with a time horizon of three to five years. Risk level is considered low to moderate.
Typical Allocation: 20-30% Equity 60-70% Fixed Income/Cash 5-10% Alternative Investments

Sowell Total Return. Objective: To provide maximum total return consistent with preservation of capital and prudent investment management. This portfolio will invest in a diversified portfolio of Fixed Income Mutual Funds and Exchange Traded Funds primarily invested in investment-grade securities, but may invest up to 10% of total assets in high-yield secrurities, up to 15% of total assets in foreign and/or emerging market deb securities. Dividend paying equity (stock) Mutual Funds and Exchange Traded Funds may also be considered for investment up to 20% of total assets. Risk level is considered to be low.
Typical Allocation: 0-20% Equity 80-100% Fixed Income/Cash 0-10% Alternative Investments

Sowell Bond. Objective: To produce current income. The management team will seek out interest-paying Exchange-Traded Funds and mutual funds that will provide current income given current market conditions and interest rate environments. This portfolio is appropriate for investors with a time horizon of three years or less. Risk level is considered to be low.
Typical Allocation: 100% Fixed Income/Cash

Sowell Omni. Sowell Management may provide customized portfolios designed to meet specific needs of a client. These portfolios are designed with significant input from the solicitor based on the solicitors understanding of the clients risk tolerance and objectives.